The lessons about investing cannot come too soon for our Millennials..  I have found that when talking to high schools about speaking to students, which I am now doing, that the year most pressed for time, but in most urgent need therefore, are the year 12’s and their ‘wellbeing’ teachers are telling me just that.  This advice comes at exactly the right time for the year 12’s – even though most of them will go on to tertiary education and be without a comfortable existence for some years until they eventually enter the workforce in a full time capacity.  Yes I can see that – but show me a school leaver who doesn’t understand the need to work whilst studying in order to live that lifestyle of socialising – all takes money – whatever the choices they make.